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Buying a home when you have bad credit is a difficult endeavor. However, there’s a reason to be optimistic. Many American’s are able to buy a house with bad credit in todays mortgage climate. This article explains some things you need to do when you’re looking to buy a home with less than perfect credit.
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Getting a mortgage with bad credit isn’t impossible. There are programs and ways to secure a mortgage with less than perfect credit and a 20% down payment.
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Take steps to clean up your credit before looking for a rental house, and establish a record of regular bill payments. Get a copy of your credit reports and fix or dispute errors, then get a copy.