Home Loans Corpus Christi

how much should you put down on a home

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You can actually buy a home with as little as 3% down. Why did we wait so long to give you that good news? Well, let’s provide the details first before we weigh the pros and cons.

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How to decide how much to spend on your down payment. – One of the toughest parts of buying a home for the first time is coming up with a down payment. You may have heard that in order to buy, you should have 20 percent of the total cost of the home saved up for the down payment. Actually, you can choose how much to put down based on what works best for your situation.

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Conventional wisdom says that you should put down as much as you feel comfortable with. More is generally better than less, but you don’t want to wipe out your savings account to do it, either. You’ll still need funds set aside for a rainy day and for the things you’ll want to purchase after you buy your home.

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The money you’re tucking away for a down payment on a house or condo is finally reaching a point where you can think about taking action. But figuring out just how much cash you’ll need involves.

How much of a deposit do you really have to put down on a house? FHA loans require only 3.5% but you'll enjoy these benefits if you can put down more.

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Average down payments aren't as big as you think. Most home buyers only put down about 5%. Find out the right down payment level for you.