Home Loans Planohome equity loan best rates Dorothy Bonner Contents – Home Equity Loans – Rates are based on a fixed rate home equity loan for an owner occupied residence, second lien, 10 year or 15 year repayment terms with an 80% loan-to-value ratio for loan amounts of $50,000 or $50,000+. Published by Dorothy Bonner View all posts by Dorothy Bonner Post navigation Previous postfha loans are available forNext postquestions to ask loan officer