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In this article: special mortgages exist for people with disabilities, and for parents buying a home for a disabled child. In addition, there are mortgage programs for able-bodied people who live.
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· my husband and I lost our house about 3 years ago, our credit was so bad we had a ton of medical bills in collection, it was hard to even rent a decent place to live, because even land lords run credit checks. We knew we had to do something to get back on track.
Current Fha Mortgage Interest Rates For 30 Year Fixed Advantages of a 30-Year Fixed. Today’s low interest rate for a 30-year fixed is 4.5% (4.784% APR), and the interest rate for a 15-year fixed is 3.99% (4.497% APR). Your interest rate is fixed for the life of the loan, so you don’t have worry about rising rates.
· In addition, statistically, borrowers with lower credit scores default more often than those with higher credit scores. That’s why most lenders require a higher minimum credit score than does the FHA. The good news: FHA has updated its policy on how it grades lenders, which should allow more lower credit score home buyers to qualify for FHA.
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