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does fha do a land and modular house combo loan? Find answers to this and many other questions on Trulia Voices, a community for you to find and share local information. Get answers, and share your insights and experience.
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Is it possible to get loans on modular homes and raw land from traditional financing? Asked by Tylene Ashcroft, San Diego, CA Sat May 18, 2013. I would like to buy some raw land to have a modular home place, but don’t know where to start with financing.
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Chattel loans are often used for mobile and manufactured homes, especially when the home is going into a park or manufactured home community. A chattel loan is a home-only loan (as opposed to a loan for the home and land together). Those loans are technically personal property loans-not real estate loans.
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August 6, 2010 – The FHA has a program that lets FHA loan applicants get financing (or refinancing) for the purchase of mobile homes, a developed lot for the mobile home, or the combination of the home and the lot. Like other FHA loan products, the mobile home must be considered the primary residence of the FHA borrower.
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Finance Your Modular Home in 8 Steps – ModularHomeowners.com – This article is part of our Definitive Guide to Building Modular. This step-by-step article will guide you through finding, choosing, and applying for a modular home mortgage to help finance your new home. When financing modular homes, banks will usually issue you a loan that goes through two stages.
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