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How do I Get a Home Loan With a 550 Credit. – 06/12/2018  · It is possible to qualify for a loan with a credit score of 550, but you’ll need a high income and steady employment.

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Minimum Credit Scores for FHA Loans – Minimum credit score requirements for FHA home loans depend on which FHA loan product the applicant needs. Generally speaking, to get maximum financing on typical new home purchases, applicants should have a credit score of 580 or better.

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