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Your credit score is a significant factor for lenders to consider when issuing a new mortgage. However, poor credit doesn’t necessarily exclude you from the prospect of purchasing your own home. Bad credit home loans are fairly plentiful, if you know where to look. Unfortunately, bad credit home loans don’t always offer the most favorable.
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Beware of strangers offering to make loans – “Legitimate lenders never ‘guarantee’ or say that you are likely to get a loan or a credit card before you apply, especially if you have bad credit, no credit, or a bankruptcy,” the agency warns..