REAL ESTATE MATTERS: Reasons to refinance your mortgage – There are a bunch of reasons you might want to refinance your 30-year or 15-year fixed rate mortgage. Using simple online amortization calculators, you can compute what you’d need to pay on your.
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The 30-year fixed-rate loan is the most common term in the United States, but as the economy has went through more frequent booms & busts this century it can make sense to purchase a smaller home with a 15-year mortgage. If a home buyer opts for a 30-year loan, most of their early payments will go toward interest on the loan.
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Factors to weigh when considering whether to refinance your home – All of the online calculators require a lump-sum payment. If you’re 10 years into a loan and refinance for a lower interest rate, but the new loan will last for a new 30-year period, the lower.
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Bankrate’s refinance calculator help you find out how much you will save by refinancing your mortgage. Whether you are looking to shorten the length of your mortgage or lower your monthly payment.