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Loan to Value Ratio – finance formulas – Loan to Value Ratio. The formula for the loan to value ratio is the loan amount divided by the value of the collateral used for the loan. The formula for the loan to value ratio is most commonly referenced in auto loans and mortgages, but can be applied to any loan that is secured with collateral including boat loans,
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Auto Loan Acceptance :: Home – Welcome. If you are a current ALAC customer thank you for visiting our website. We appreciate and value your business. If you are not a current ALAC customer, you’ve come to the right place to get the automotive financing you deserve.Click here
How to Determine a Used Car Loan Value | Sapling.com – Used car loan value is calculated using the LTV. If your bank tells you the LTV is 80 percent and you found that the book value of the vehicle is $15,000, you’d have book value of $15,000 times 80 percent ltv, which equals a $12,000 loan value. In this example, the bank will lend up to $12,000.