A hard money loan is a loan of "last resort" or a short-term bridge loan. Primarily used in real estate transactions, its terms are based mainly on the value of the property being used as.
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Hard money loans offer a quick and easy way to borrow money and obtain private capital without all of the hurdles associated with a traditional bank loan. Hard money loans are unique in the sense that the borrower receives funds secured by real property as collateral.
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Hard money lenders check for major flaws, but because the loan is based on the equity of the property, you can hustle flaws in your credit and still qualify for a hard money loan. closing time Closing time is the amount of time it takes to close a deal.
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