Questions About Getting a Mortgage After Bankruptcy How long after bankruptcy can I buy a house? Our Chapter 13 bankruptcy division offers mortgages as soon as 12 months into your Chapter 13 Plan with trustee approval. We also offer home loans 1 day after a completed Chapter 13 Bankruptcy plan without having to receive trustee approval.
If you’re ready to be a homeowner, here are five steps to help you buy a house after bankruptcy. 1. Reorganize Your Finances. You’ve worked hard to rebuild your credit so you can buy a home.